Qingdao Rural Commercial Bank (Stock ID 002958) is located in the center area of the national wealth management and financial comprehensive reform area, is approved by the State Council of the nation. The Bank is one of the seven overall restructuring sub-provincial rural cooperative banks, opened on 28 June 2012, and listed on the Shenzhen Stock Exchange market on March 26, 2019. The Bank is the youngest A-share listed bank in the nation，and the first A-share listed bank from the north of Yangtze River area
Since its reorganization, Qingdao Rural Commercial Bank has been dedicated to the goal of “building the first-class modern commercial bank with local characteristics”, the Bank also maintains a leading position in serving “agriculture, farmer and rural area”, middle and small-sized enterprises, and coordinative development of urban-rural area. By end of June 2020, the total asset is reached 375.9 billion yuan. The balance of deposits and loan is 240 billion and 202.2 billion yuan respectively, with bad-debt rate 1.49% and provision coverage rate 318%. The international settlement reached USD 14.9 billion in 2019. Realized net profit 2.825 billion yuan, tax payment 1.32 billion yuan.
Based on the new journey of "second phase ", Qingdao Rural Commercial Bank is taking "public bank, provincial bank, group bank "as the strategic vision, is taking" leading, characteristic and high quality development "as the strategic plan, and is making every effort to build the characteristic bank, open-minded bank and quality bank. The bank is leading the reforms and developments of the national rural commercial bank. Our mission is to realize the long-term goal of "10 billion profit , 100 billion market value, a trillion scale ", to create values for customers, shareholders, and society.
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